State and Federal Laws Governing Identity Theft Identity theft can take many forms but fundamentally involves the use of your personal identifying information by another person for profit or personal gain. It may involve a person perpetrating a fraud by using your credit or debit card information wi...
Consumer Credit Protection Under Federal Law When you’re looking to obtain credit, whether for a home or car, or to enjoy the ease of managing your purchases with a credit card, you can easily find yourself at the mercy of the lender. You’ll typically be given a number of complex financi...
With the rise of social media, there is no longer a traditional “reasonable expectation of privacy” in publicly available information. The average social media user must always assume that what they say is “on the record.” The risk of defamatory content reaching millions has ...
What Is Equitable Distribution? Which States Apply Equitable Distribution? How Does It Differ from Community Property? When you take legal action to dissolve or terminate a marriage, one of the essential components of the process is the division of marital debts and assets. The divorcing couple mig...
What happens to your house or the money in your bank account when you die, or become incapacitated? Well, that depends…If you have a valid will, trust or other estate planning document in place, your assets will be distributed according to your wishes. If you don’t, the state gets to allocate yo...
The U.S. Constitution serves two essential roles: It establishes how our government works; and It guarantees certain freedoms and rights to every U.S. citizen. Every American should understand the basics of the Constitution; however, much of it is written in archaic language from the 18th century,...
